Monica is such a tool, and I can’t believe she’s gotten herself into this mess.  She thinks that she can just buy everything she wants on a credit card and what, she’ll never have to pay for it?  It’s not true, love bug. She just bought a Fendi purse.  Everyone is ogling her stuff, and wondering how she pays for it and saying she has the most indulgent parents.  I’ll say they’re indulgent, but only in the sense that they haven’t given her any brains or good sense!  I mean, if you take care of someone every day of her life, how can you expect her to succeed on her own? 

Now she’s so far in debt she can’t tell her eyes from her butt, and she’s talking about debt consolidation!  She mentioned payday advance loans!  The premiums on those things alone will keep her in debt for the rest of her life.  She’s acting stupid.  She doesn’t even have one of the best credit cards out there, she’s working with an awful interest rate and hasn’t gotten a single reward or cash back on a dime of that.  Honestly, if you are going to put yourself significantly in debt, at least get some frequent flier miles or something.

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